These are regular credit cards but with great terms and low rates.
| Bryant State Bank MasterCard |
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The Bryant State Bank MasterCard, issued by Bryant State Bank, is a credit card for individuals with fair or good credit. Although this card does not offer a rewards program, it offers reasonably low pricing and convenient card benefits.
The Bryant State Bank MasterCard offers a low introductory rate of 3.25% on balance transfers for 6 months. This card carries no balance transfer fee, so you can conveniently transfer your balances from higher rate credit cards to a new Bryant State Bank MasterCard credit card. The APR for purchases and cash advances is 11.25%.
Cardholders enjoy several other benefits, such as $0 fraud liability and 24/7 online account access. You can have access to emergency cash advances and lost or stolen card replacement, in the event of an emergency in the U.S. or abroad. The Bryant State Bank MasterCard also offers worldwide acceptance.
Therefore, if you have fair or good credit and are looking for a credit card with a great interest rate and convenient card benefits, the Bryant State Bank MasterCard may be the right card for you. |
| Slate℠ from Chase | ||||||||||||||
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The SlateSM from Chase credit card provides one card for all of your purchasing needs. This card offers easy and flexible ways to pay down your balance faster.
Choose from four unique ways to repay your balance - Full Pay, Split, Finish It and Track It. Full Pay allows you to avoid paying interest on everyday items, such as groceries and gas, when you pay them in full each month. The items will be automatically separated on your billing statement. Split enables you to pay off larger purchases on your own terms. You set a goal date or monthly payment, and Chase automatically separates the items on your statement. Finish It allows you to pay down your balance faster by choosing a goal date or monthly amount. Chase does the math, sets up a repayment plan, and monitors your progress on monthly statements and online. With Track It, you can see your spending trends at a glance and track your progress against your goals in real time.
SlateSM from Chase offers a 0% introductory rate on purchases and balance transfers. The length of the introductory period varies based on the individual's application and credit history. Those who qualify for Elite and Premium Pricing will receive a 0% APR on purchases and balance transfers for the first 12 billing cycles following the opening of the account. Those who qualify for Standard Pricing will receive a 0% APR on balance transfers for the first 6 billing cycles of the account opening.
Additional benefits of SlateSM from Chase include patented fraud protection, a zero liability policy, and email and text alerts. This card has no annual fee, and BlueprintSM is offered at no additional charge. Therefore, those who are interested in designing their own payment plan and tracking the progress will benefit most from what the SlateSM from Chase credit card has to offer. |
| IberiaBank Visa® Select Card | ||||||||||||||
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The IberiaBank Visa® Select Card, issued by IberiaBank, is designed for those with excellent credit who may occasionally carry a balance.
his credit card offers an introductory rate of 0% for 12 months on purchases, and a low introductory APR on balance transfers of 1.99% for the first 12 billing cycles. After the introductory period, the card offers a low, ongoing variable APR.
The IberiaBank Visa® Select Card is designed for individuals with excellent credit. Applicants are required to be employed by their current employer for a minimum of six months. Proof of income is also required from both the applicant and co-applicant in order to complete the application.
Although the IberiaBank Visa® Select Card does not offer a rewards program, it does offer access to common services and benefits, including online access to credit card information.
Therefore, those with excellent credit who are looking for an average credit card, plan to occasionally carry a balance, and do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank Visa® Select Card has to offer. |